The discharge order only relieves the debtor of the personal obligation to pay the debt. Valid liens against the debtor’s property that existed prior to the date the debtor filed for bankruptcy generally pass through the bankruptcy unaffected. However, certain liens may be avoided (i.e. made unenforceable) against exempt property during bankruptcy or may be satisfied […]

The best course of action will depend on the specific facts involved. It is recommended that a debtor contact an attorney with any questions.

Not all debts are discharged. The debts discharged vary under each chapter of the Bankruptcy Code. A slightly broader discharge of debts is available to a debtor in a Chapter 13 case than in a Chapter 7 case. Section 523(a) of the Bankruptcy Code specifically excepts various categories of debts from the discharge granted to […]