How do I know if a debt is secured, unsecured, or priority in order to fill out my schedules correctly?

A. Secured Debt:  If the creditor has a legal right to take an asset, such as a house or car, if you fail to pay the loan, the debt is secured.  A creditor whose debt is secured by collateral has the right to use the collateral to satisfy the secured debt if the debtor defaults […]